Virginia Health Insurance PlansAlmost 15 percent of Virginians have no Virginia health insurance plans. To help combat this problem, the state aims to provide health insurance information to consumers. Where to find Health Insurance Plans in VirginiaIts Bureau of Insurance, www.scc.virginia.gov/division/boi/ , monitors market activity of insurers and fields complaints from customers. The bureau also researches rates and insurance trends, all with the goal of protecting consumers. In addition to state health insurance programs, the Commonwealth's General Assembly helps sponsor the increase of health care access to the underserved and uninsured in Virginia . The Bureau of Insurance provides a list of all licensed health insurers in Virginia as well as their financial data. Virginia does not offer a high risk insurance pool to customers who are not able to get health insurance plans for poor health reasons. Employees of a small business who receive health care through the company cannot be terminated if they fall ill. The self-employed are not eligible to purchase small group health insurance plans in Virginia if they are the sole employee. However, if you are self-employed and purchase an individual health plan, you can deduct 70 to 90 percent of your premiums as an itemized deduction. You are encouraged when shopping for Virginia health insurance plans to take advantage of the 10-day “free look” provision which allows you time to research the policy. You can check the rating and background of the company online.
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