UK Health Insurance

Why UK Health Insurance?

Although the UK is under a national health services plan, over 6 million people choose to carry private UK health insurance coverage. Why? Although the percentage of patients awaiting hospitalization has fallen by 35% since 1998, there are still 850,000 people sitting on National Health Service waiting lists. By securing private insurance coverage, UK citizens can bypass lengthy waiting lists and receive more of the health care services they need before a problem gets worse or even results in death.

Advantages of UK Health Insurance

One of the biggest advantages to UK health insurance on the private level is knowing you can receive care in a timely manner. Statistics reveal that of the 850,000 people on waiting lists , 70,000 had been on a waiting list for six months or longer for hospital level care. Though UK citizens may "shop" for a NHS hospital with a shorter waiting list, this is sometimes not practical, desired or possible as people may need to spend extra time in travel, miss work or be away from home. Under a private UK health insurance plan, you choose where and when you wish to receive care and even have a choice of surgeons. In addition, you'll have a private room, unrestricted visiting hours, menu choices and other comforts of home.

Get the Facts on UK Health Insurance

UK health insurance coverage is meant to provide treatment for acute conditions. Acute conditions are illnesses, injuries or diseases which are most likely to respond quickly to treatment and either achieve full recovery or bring you back to optimal health. Premiums vary depending on age, pre-existing conditions and also on the plan you choose. Some UK health insurance plans are low cost with limited services while others offer overseas coverage and cash payouts directly to you if you seek care through the NHS providers. Private UK health insurance is not designed to meet all your health care needs but for the times it is appropriate, you'll find it can provide convenience, control and choices.

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