Oregon Health Insurance

Laws Regarding Oregon Health Insurance

When you go to shop for health insurance in Oregon , it's best if you take some time to know your rights. First for some good news: Your health insurance cannot be cancelled if you become sick. Second, individual health plans cannot charge you a higher premium due to your health status. Third, if you have had at least 6 months of Oregon health insurance under a group plan and then lose it, you are guaranteed the right to purchase an individual plan, known as a portability plan, for yourself and your family.

Can I Afford Oregon Health Insurance?

While the average household income in Oregon was slightly more than $42,000 annually for 2001-2003, about 15% of Oregon 's residents are uninsured. On average, a monthly premium for a 37 year old in Oregon runs about $137 a month. With sixty-seven different health insurance companies operating in Oregon , there is likely something suited to your needs and budget.

Helpful Things to Know About Oregon Health Insurance

If you have been denied individual coverage due to health status, you may qualify for Oregon health insurance through the state program known as Oregon Medical Insurance Pool. If you meet low income criteria, you may be eligible to enroll in another program known as The Family Health Insurance Assistance Program which subsidizes or pays for a portion of the member's premium. It is also good to check with the State of Oregon 's insurance commissioner's office to learn about licensed and reputable brokers and health insurance companies operating in Oregon . It may be challenging to dig through the maze of Oregon health insurance options, but you'll rest easier knowing you and your family are prepared and covered with the right Oregon health insurance in the event of illness or inj ury.

Health Insurance Nexus | US : The US Health Insurance Resource, conceptualized in Dec, 2004, is an online portal which provides up-to-date, pertinent information about health insurance in US..