Licensed Life and Health Insurance Agents : Ohio

It's the Law: Licensed Life and Health Insurance Agents Ohio

Under Ohio law, people selling insurance products such as life insurance, health insurance, or annuities must meet a number of requirements to become a licensed life and health insurance ohio agent. These requirements include taking an examination to demonstrate knowledge of state law and regulation pertinent to the products and plans which they wish to sell. Licensed life and health insurance agents in Ohio must also complete over 100 hours of pre-licensing education, pass criminal background checks, and obtain surety bail bonds.

Consumer Protection: Licensed Life and Health Insurance Agents Ohio

If you have been denied health care treatment or services after purchasing Ohio health insurance , then you may be eligible for help from Ohio 's Department of Insurance. The first line of action may be an appeal which would help to get a quick resolution of your problem and assist you in getting the needed services. Filing an appeal is required before you can file a complaint. An enforcement unit of the Ohio Department of Insurance will investigate complaints made against licensed life and health insurance agents of Ohio . The enforcement unit will also investigate complaints against potential applicants and companies.

Help in Dire Situations: Licensed Life and Health Insurance Agents Ohio

In the event of fraud or liquidation, you can receive help from the Ohio Life and Insurance Guaranty Association. All agents licensed to sell life, health and annuities are required to belong to the Ohio Life and Insurance Guaranty Association. To verify if your agent is licensed, check www.ohioinsurance.gov . All licensed life and health insurance agents in Ohio are registered under the Ohio Life and Insurance Guaranty Association. If there is a situation of fraud or if the company goes out of business, you are protected against losses.

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