Kaiser Health Insurance

An overview of Kaiser Health Insurance

Founded in 1945, Kaiser Permanente or as it is commonly known, Kaiser Health Insurance Company is a non profit health plan headquartered in Oakland, CA. Kaiser health insurance serves the needs of members in nine states and Washington,D.C. Kaiser health insurance is the nation's largest HMO and according to their mission statement, Kaiser is distinguished by strong social purpose, physician responsibility for clinical care and an enduring partnership between its health plan and medical groups.

Unique Benefits under Kaiser Health Insurance

Each state has its own laws regarding the provision of health insurance so you need to check with the state insurance commissioner's office to know your consumer protections and rights. Although there are various programs in accordance with state law, Kaiser health insurance company strives to give consumers choices that make health care affordable and accessible. Kaiser's goal is to provide not only health care when a member is ill but to help members avoid illness. Toward that goal, Kaiser offers discounts on preventative care programs such as massage, exercise and weight loss programs. Kaiser health insurance is not simply health insurance but an integrated network of health care facilities, health providers, treatment centers and physicians.

Beyond Kaiser Health Insurance

Kaiser is more than a health insurance company. Kaiser Permanente researchers and clinical staff are involved in approximately 2,000 health studies at any given time. Some studies take place in local medical centers while others occur in one of the regional research centers. The discoveries made by Kaiser health insurance related groups include demonstrating correlation between moderate to light use of alcohol and a lower risk of heart disease. Kaiser Permanente researchers also found that common hormone treatments given to menopausal women might actually endanger their health. Through research, education and advocacy, Kaiser Permanente, the parent organization of Kaiser health insurance is going beyond providing health insurance to improve health for all.

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