Health Care Strengths and Weaknesses of Private Insurance

When it comes to talking about health care strengths and weaknesses of private insurance, there is lots of debate but just what are the known facts? First of all, private financing accounts for about 55% of the health spending in the United States . Supporters of private insurance are strong advocates for consumer choice in determining which plan is best for themselves or their families as well as wanting to have choices in plans ranging from short-term to catastrophic to comprehensive to long-tem care coverage. However a major weakness of private insurance is that not everyone can afford it or qualifies for it.

Analysing the US Health Care Strengths and Weaknesses of Private Insurance

In the United States , one in seven people are now without health coverage. The vast majority nearly 80% live in households with an annual income of $24,000 - $49,000. It is estimated that 18,000 people die in the United States annually for lack of health care due to lack of insurance. More revealing are the studies by the World Health Organization which state that The United States is not completely a private system as it does have Medicare, Medicaid, and VA coverage. However the U.S. spends less on public health services than any developed nation in the world. The U.S. ranked 37 th out 191 member states in terms of “overall health system performance” in the World Health Organization's (WHO) 2000 World Health Report. These are the health care strengths and weaknesses of private insurance which now dominates in the United States however many physician and patient advocacy groups are calling for universal health coverage by 2010. What seems most likely is that the United States will move toward a direction of providing both a national health plan along with the option of private insurance as found in many other countries including Australia , England , and Poland .

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