Florida Personal Health Insurance

Some Facts on Florida Personal Health Insurance

What should you know about personal health insurance if you live in Florida or are planning to move there? According to a state Senate committee study, Florida 's number of uninsured in 2004 was 20 percent, above the national level.

A state health agency survey found that people with incomes under $45,000 were more likely to be uninsured, demonstrating the expense of purchasing personal health insurance in Florida . African-Americans and Hispanics had the highest uninsured levels, at 23 percent and 32 percent, with whites at 14 percent.

The Florida Chamber of Commerce Federation conducted a statewide study of employes who offered Florida personal health insurance and discovered that the number of employers offering insurance had decreased from 91 percent in 1999 to 75 percent in 2003. The 25 percent who didn't offer insurance cited high costs.

Of those surveyed, 43 percent of employers stated that if premiums rose, they would be forced to cease offering insurance to employees. These numbers do not bode well for those who seek Florida personal health insurance coverage .

The Bright Side of Florida’s Personal Health Insurance Options

Uninsured children under 19 are covered by the state children's health insurance program. The state of Florida currently spends 24 percent of its state's budget on Medicaid. On the positive side, Governor Jeb Bush introduced a plan in 2005 to increase coverage benefits to those covered by Medicaid.

While this news does not affect those already paying for health insurance plans, it increases the likelihood that uninsured and Medicaid recipients in Florida will receive better care and be able to have some say in how Medicaid dollars are spent on their own health coverage.

For anyone wishing to join a personal health insurance plan in Florida, www.floridahealthinsurance.com is a comprehensive site with detailed information on every type of health insurance plan available, public and private. This information allows you to compare premiums and benefits, as well as what Florida personal health insurance plans are available to large and small groups, individuals, and families, along with information on health spending accounts and other benefits.

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