Canada Travel Health Insurance

What Canadian Visitors Should Know About Canada Travel Health Insurance

Every year, more than 35 million people visit Canada. If you plan to travel to Canada, don't go expecting free health care as too many people unfortunately find out when they are left holding the bills. While Canadians are covered under a national health plan paid for by Canadian taxpayers, visitors to Canada must secure their own Canada travel health insurance. If you should need health care or emergency services in Canada when visiting, be prepared to either have a Canada travel health insurance plan in place or be prepared to pay cash.

What Visitors Need to Consider for Canada Travel Health Insurance

First, you should know if your current health policy provides for health care services outside of the U.S. and what time limits may apply (some policies offer limited coverage for a period of defined time).You can then know what you'll need to buy in a Canada travel health insurance plan. Be advised that Medicare and Medicaid do not pay for medical expenses outside of the U.S. In the event hospitalization is required during your Canada visit, you'll find that hospital rates start at about $900 a day and in some provinces, a surcharge of up to 30% can be imposed. And you should be prepared that if you shall become ill or injured in Quebec that your health care professionals will very likely speak only French. Last of all, the U.S. State Department advises that Americans obtain medical evacuation coverage which can run in excess of $50,000.

Buying Canada Travel Health Insurance Plan

When buying a Canada travel health insurance plan, here are some items to be sure to include or consider: details on extent of coverage and time limits, coverage for dependents and self; coverage for hospitalization, premature birth coverage, medical evacuation, medical and/or companion escorts. And when you do travel, be sure to carry the details and proof of your health plan and Canada travel insurance plan with you and leave an extra copy in the hands of a trusted friend or family member back home. It's no fun to become ill or injured while traveling, and most of all - it can be very expensive unless you're ready with a good Canada travel health insurance plan.

 

 

 

 

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